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Population Review

Carmel, Indiana Population 2026

Updated April 2026 · US Census ACS 2023 5-Year Estimates

The population of Carmel, Indiana is 100,501 as of the 2023 American Community Survey, making it the 6th-largest city in Indiana. The median household income is $134,602, the median home value is $455,500, and the median age is 40.5.

The population has grown 22.6% since 2010 (84,508 → 103,606).

100,501

Population

2047

People / sq mi

$134,602

Median Income

$455,500

Median Home Value

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Carmel covers 49.1 sq mi of land at 2047 people per square mile.

About Carmel, IN

Carmel is defined demographically by education — 74.5% of adults hold a bachelor’s degree, above the national average. Carmel is a city in Indiana with a population of 100,501. That makes it one of the ten largest cities in Indiana in the country, at #6 by population.

Median household income is $134,602, above the US median of $78,538. Poverty is among the lowest of comparable US cities, at 2.3% — below the national 12.4%. A typical home is worth $455,500, with typical rent around $1,607.

Degree attainment is near the top of the range for US cities: 74.5% of adults 25+ hold a bachelor’s, above the 35.0% national rate. Remote work is widespread — 25.0% of workers stay home, above the national 14.0%, and the average commute runs about 25 minutes each way.

The education numbers are the throughline: a college-heavy population in Carmel usually coincides with higher incomes and a workforce concentrated in professional and information industries.

Carmel city Population History (2010-2024)

The city of Carmel city had a population of 84,508 in 2010 and 103,606 in 2024, a 22.6% growth over 14 years. The peak was 103,606 in 2024. Average annual growth rate: 1.47%.

2024 · 104K20102024
Carmel city population, 2010–2024 · Source: U.S. Census Bureau — decennial census & Population Estimates

103,606

Population (2024)

84,508

Population (2010)

103,606

Peak (2024)

1.47%

Avg Annual Growth

YearPopulation
201084,508
201186,508
201288,566
201390,947
201491,569
201592,998
201696,114
201797,400
201899,143
2019101,068
202099,907
2021101,066
2022102,363
2023102,576
2024103,606

Race & Ethnicity

White77.5%
Black or African American3.7%
Asian0.0%
Hispanic or Latino (any race)0.6%
Two or More Races0.0%

Economy & Income

$134,602

Median Household Income

$71,546

Per Capita Income

2.3%

Poverty Rate

1.9%

Unemployment Rate

Housing

$455,500

Median Home Value

$1,607

Median Rent

74.6%

Owner-Occupied

Education

97.9%

High School+

74.5%

Bachelor's+

Commute

0.1%

Drive Alone

69.1%

Public Transit

25.0%

Work From Home

25.0 min

Avg Commute

Community Profile

34.6%

Foreign Born

84.3%

Non-English at Home

4.4%

Veterans

6.3%

With Disability

96.7%

Health Insurance

98.3%

Internet Access

Employment by Industry

Professional, Scientific & Management25.6%
Finance, Insurance & Real Estate18.0%
Manufacturing11.5%
Information10.3%
Education, Health Care & Social Services7.9%
Retail Trade3.5%
Arts, Entertainment & Food Services3.4%
Construction3.2%
Public Administration2.1%
Transportation & Warehousing2.0%
Agriculture & Mining0.6%

Largest cities in Indiana

Largest counties in Indiana

Part of Indiana

Metro areas in Indiana

City rankings

Frequently Asked Questions

Carmel, Indiana has a population of 100,501 according to the US Census Bureau's 2023 American Community Survey 5-year estimates, making it the 6th-largest city in Indiana.

The median household income in Carmel, Indiana is $134,602, with 2.3% of residents living below the federal poverty level.

The median home value in Carmel, Indiana is $455,500, with median monthly rent at $1,607 and a homeownership rate of 74.6%.

The median age in Carmel, Indiana is 40.5 years. The population is 48.1% male and 51.9% female.

The population has grown 22.6% since 2010 (84,508 → 103,606).


Carmel city, IN Climate

Carmel city, IN has an average annual temperature of 11°C (52°F) and receives about 1003 mm of precipitation per year. The warmest month is July and the coldest is January. Figures are 1970–2000 climate normals.

11°C

Avg Temp

1003

Precip (mm/yr)

Jul

Hottest Month

Jan

Coldest Month

-10°0°10°20°30°113mmJFMAMJJASOND
Avg temp (°C) Precipitation (mm)
Carmel city, IN — monthly temperature & precipitation (1970–2000 normals) · Source: WorldClim 2.1
MonthAvg (°C/°F)Precip
January-4° / 26°55 mm
February-1° / 30°56 mm
March5° / 40°82 mm
April11° / 51°97 mm
May17° / 62°105 mm
June22° / 71°95 mm
July24° / 75°113 mm
August23° / 73°94 mm
September19° / 66°74 mm
October12° / 54°70 mm
November6° / 42°86 mm
December0° / 31°76 mm

1970–2000 normals from WorldClim 2.1 (~9 km grid). Precipitation can be less precise near mountains or coastlines, where rainfall varies sharply over short distances.

Best time to visit Carmel city, IN

The most comfortable months to visit Carmel city, IN are typically June, September and August, when temperatures are mildest and rainfall is relatively low. The hottest month is July (around 30°C high). The coldest is January (near -8°C low). July is usually the wettest month.

JuneSeptemberAugust

Where to stay near Carmel

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Top-rated places to stay near Carmel

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Data from the American Community Survey (ACS) 5-Year estimates.

Source: U.S. Census Bureau ACS, 2026.