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Population Review

Clay County, Kentucky Population 2026

Updated April 2026 · US Census ACS 2023 5-Year Estimates · 57th-largest in Kentucky

The population of Clay County, Kentucky is 20,105 as of the 2023 American Community Survey, making it the 57th-largest county in Kentucky. The median household income is $39,607, the median home value is $87,300, and the median age is 40.6.

The population of Clay County has declined 9.6% since 2010 (21,668 → 19,592), a -0.72% annualized rate.

Clay County within Kentucky · Source: US Census TIGER/Line via us-atlas

20,105

Population

-0.72%

Annual growth

43

People / sq mi

$39,607

Median Income

$87,300

Median Home Value

Clay County covers 469 sq mi of land at 42.8 people per square mile.

About Clay County, KY

The poverty rate is what most separates Clay County from the typical county: 27.3% of residents live below the federal poverty line, against 12.4% nationally. With 20,105 residents, Clay County is a county in Kentucky.

Money is tight relative to the rest of US counties: the median household earns just $39,607, below the US median of $78,538. Poverty is among the highest of comparable US counties: 27.3%, above the national 12.4%. Home prices sit near the bottom of the range at $87,300, with typical rent around $698.

Degree attainment is on the lower side for US counties: 16.6% of adults hold a bachelor’s degree, below the national 35.0%. Around 7.4% of workers work from home, below the national 14.0%, and the average commute runs about 28 minutes each way.

The elevated poverty rate is the context for the rest of the profile in Clay County: it pulls on median income, housing tenure, and the share of residents with a college degree.

Clay County Population History (2010-2024)

The county of Clay County had a population of 21,668 in 2010 and 19,592 in 2024, a -9.6% growth over 14 years. The peak was 21,668 in 2010. Average annual growth rate: -0.71%.

2010 · 22K20102024
Clay County population, 2010–2024 · Source: U.S. Census Bureau — decennial census & Population Estimates

19,592

Population (2024)

21,668

Population (2010)

21,668

Peak (2010)

-0.71%

Avg Annual Growth

YearPopulation
201021,668
201121,602
201221,530
201321,199
201421,093
201520,986
201620,627
201720,264
201820,116
201919,912
202020,309
202120,162
202219,884
202319,658
202419,592

Race & Ethnicity

White92.2%
Black or African American4.7%
Asian0.0%
Hispanic or Latino (any race)0.8%
Two or More Races0.0%

Age & Sex

40.6

Median Age

47.6%

Female

52.4%

Male

15.7%

Age 65+

Age Distribution

Under 5
5.7%
5–9
4.6%
10–14
7.1%
15–19
5.4%
20–24
5.0%
25–34
14.9%
35–44
13.9%
45–54
14.1%
55–59
6.7%
60–64
7.0%
65–74
10.2%
75–84
4.0%
85+
1.5%

Children (under 15): 17.4% · Seniors (65+): 15.7%

Income & Poverty

Median household income$39,607$-22,810 vs state
Mean household income$56,278
Per-capita income$21,888
Poverty rate27.3%+15.5% vs state
Unemployment rate4.4%
Employment-to-population38.9%

Top Industries by Employment

Professional & business services
24.6%
Manufacturing
9.8%
Public administration
8.3%
Finance & real estate
6.9%
Construction
5.8%
Education & health care
5.6%
Arts, entertainment & food
5.6%
Information
5.3%

The largest employment sector in Clay County is professional & business services, accounting for 24.6% of workers.

How residents commute

0.4%

Drive alone

1.3%

Carpool

76.5%

Public transit

7.4%

Work from home

27.6 min

Avg commute

Housing

$87,300$-105,000 vs state

Median home value

$698

Median rent

77.6%

Homeownership rate

8,642

Total housing units

83.1%

Occupied

16.9%

Vacant

22.4%

Renter-occupied

Social & access

95.4%

With health insurance

85.6%

With broadband internet

16.7%

Foreign-born

4.2%

Veterans (18+)

28.1%

With a disability

99.0%

Speak language other than English at home

Education

74.1%

High School+

16.6%

Bachelor's+

Largest cities in Kentucky

Other counties in Kentucky

Part of Kentucky

Metro areas in Kentucky

County rankings

Frequently Asked Questions

Clay County, Kentucky has a population of 20,105 according to the US Census Bureau's 2023 American Community Survey 5-year estimates, making it the 57th-largest county in Kentucky. Population density is 43 people per square mile.

The population of Clay County has declined 9.6% since 2010 (21,668 → 19,592), a -0.72% annualized rate.

The median household income in Clay County, Kentucky is $39,607, with mean (average) household income of $56,278 and per-capita income of $21,888. 27.3% of residents live below the federal poverty level.

In Clay County, the largest racial and ethnic groups are White (92.2%), Black or African American (4.7%), Hispanic or Latino (0.8%). Figures are from the US Census Bureau's 2023 ACS 5-year estimates and reflect self-reported responses.

The median age in Clay County, Kentucky is 40.6 years. Residents are 47.6% female and 52.4% male.

The median home value in Clay County is $87,300 and median monthly rent is $698. 77.6% of occupied housing units are owner-occupied. The county has 8,642 total housing units, 16.9% of which are vacant.

The largest employment sector in Clay County, Kentucky is professional, scientific, and management services, employing 24.6% of workers. The unemployment rate is 4.4%.

Louisville/Jefferson County is among the largest cities associated with Clay County, Kentucky, with a population of 627,210.

Data from the American Community Survey (ACS) 5-Year estimates.

Source: U.S. Census Bureau ACS, 2026.