Lake Monticello, Virginia Population 2026
Updated April 2026 · US Census ACS 2023 5-Year Estimates
The population of Lake Monticello, Virginia is 10,820 as of the 2023 American Community Survey, making it the 121st-largest city in Virginia. The median household income is $101,363, the median home value is $288,300, and the median age is 40.7.
10,820
Population
1223
People / sq mi
$101,363
Median Income
$288,300
Median Home Value
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Lake Monticello covers 8.8 sq mi of land at 1223 people per square mile.
About Lake Monticello, VA
Homeownership is the standout figure in Lake Monticello: 96.6% of homes are owner-occupied, higher than the national rate. With 10,820 residents, Lake Monticello is a city in Virginia.
Median household income is $101,363, above the US median of $78,538. Only 3.3% of residents live in poverty, below the national 12.4%. Median home value is $288,300, with typical rent around $2,167.
Educational attainment is on the higher side for US cities — 49.8% of adults hold a four-year degree, above the national 35.0%. About 18.0% of workers primarily work from home, above the national 14.0%, and the average commute runs about 30 minutes each way.
The ownership rate anchors the housing story in Lake Monticello, and tends to move with the age structure and home-value figures above.
Race & Ethnicity
| White | 80.6% |
| Black or African American | 6.5% |
| Asian | 0.0% |
| Hispanic or Latino (any race) | 1.3% |
| Two or More Races | 0.0% |
Economy & Income
$101,363
Median Household Income
$50,987
Per Capita Income
3.3%
Poverty Rate
1.3%
Unemployment Rate
Housing
$288,300
Median Home Value
$2,167
Median Rent
96.6%
Owner-Occupied
Education
99.0%
High School+
49.8%
Bachelor's+
Commute
0.0%
Drive Alone
68.4%
Public Transit
18.0%
Work From Home
29.6 min
Avg Commute
Community Profile
46.9%
Foreign Born
94.4%
Non-English at Home
10.9%
Veterans
12.1%
With Disability
95.1%
Health Insurance
98.0%
Internet Access
Employment by Industry
| Professional, Scientific & Management | 34.9% |
| Finance, Insurance & Real Estate | 14.2% |
| Education, Health Care & Social Services | 8.3% |
| Construction | 6.6% |
| Arts, Entertainment & Food Services | 5.9% |
| Manufacturing | 5.0% |
| Public Administration | 4.8% |
| Information | 3.2% |
| Transportation & Warehousing | 2.9% |
| Retail Trade | 1.8% |
| Agriculture & Mining | 0.3% |
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Frequently Asked Questions
Lake Monticello, Virginia has a population of 10,820 according to the US Census Bureau's 2023 American Community Survey 5-year estimates, making it the 121st-largest city in Virginia.
The median household income in Lake Monticello, Virginia is $101,363, with 3.3% of residents living below the federal poverty level.
The median home value in Lake Monticello, Virginia is $288,300, with median monthly rent at $2,167 and a homeownership rate of 96.6%.
The median age in Lake Monticello, Virginia is 40.7 years. The population is 44.6% male and 55.4% female.
Lake Monticello Cdp, VA Climate
Lake Monticello Cdp, VA has an average annual temperature of 13.4°C (56°F) and receives about 1124 mm of precipitation per year. The warmest month is July and the coldest is January. Figures are 1970–2000 climate normals.
13.4°C
Avg Temp
1124
Precip (mm/yr)
Jul
Hottest Month
Jan
Coldest Month
| Month | Avg (°C/°F) | Precip |
|---|---|---|
| January | 1° / 34° | 84 mm |
| February | 3° / 38° | 76 mm |
| March | 8° / 46° | 95 mm |
| April | 13° / 56° | 81 mm |
| May | 18° / 64° | 108 mm |
| June | 22° / 72° | 96 mm |
| July | 25° / 76° | 115 mm |
| August | 24° / 75° | 98 mm |
| September | 20° / 68° | 99 mm |
| October | 14° / 57° | 104 mm |
| November | 9° / 47° | 90 mm |
| December | 4° / 39° | 78 mm |
1970–2000 normals from WorldClim 2.1 (~9 km grid). Precipitation can be less precise near mountains or coastlines, where rainfall varies sharply over short distances.
Best time to visit Lake Monticello Cdp, VA
The most comfortable months to visit Lake Monticello Cdp, VA are typically September, June and August, when temperatures are mildest and rainfall is relatively low. The hottest month is July (around 31°C high). The coldest is January (near -4°C low). July is usually the wettest month.
Where to stay near Lake Monticello
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Data from the American Community Survey (ACS) 5-Year estimates.
Source: U.S. Census Bureau ACS, 2026.