Census ACS · #388 MSA
Bay City Metro Area
The Bay City, Mi Metropolitan Statistical Area has 103,235 residents. The median household income is $60,523 and the median home value is $135,100.
103,235
Population
233
People / sq mi
$60,523
Median Income
$135,100
Median Home Value
The Bay City CBSA covers 442 sq mi of land at 233.3 people per square mile.
Race & Ethnicity
| White | 91.9% |
| Black or African American | 1.4% |
| Asian | 0.0% |
| Hispanic or Latino (any race) | 1.7% |
Economy & Income
$60,523
Median Household Income
$34,858
Per Capita Income
9.5%
Poverty Rate
2.7%
Unemployment
Cost of Living
The Bay City metro's price level is 91.9 on the BEA Regional Price Parity index (US average = 100), meaning prices are 8.1% lower the US average. The local median income of $60,523 has the buying power of $65,842 in average-priced US metros.
91.9
Price Level (US = 100)
$65,842
COL-Adjusted Median Income
$60,523
Nominal Median Income
Housing
$135,100
Median Home Value
$809
Median Rent
76.4%
Homeownership
Education
91.8%
High School+
21.4%
Bachelor's+
Commute
0.3%
Drive Alone
7.4%
Work From Home
23.4 min
Avg Commute
8.4%
Foreign Born
Bay City spans this state
Nearby metros
Largest cities in Michigan
Largest counties in Michigan
Part of Michigan
Other metros
Metro areas in Michigan
Metro rankings
Frequently Asked Questions
The Bay City, Mi Metropolitan Statistical Area has a population of 103,235 according to Census ACS 5-Year estimates, making it the #388 largest CBSA in the US.
The median household income in the Bay City metro area is $60,523, with a per capita income of $34,858.
The Bay City, Mi CBSA spans the state of Michigan.
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More from Michigan
Data for the Bay City, Mi CBSA (13020) from the American Community Survey 5-Year estimates. Core-Based Statistical Areas combine cities, suburbs, and surrounding counties tied together by commuting patterns.
Homeownership is the standout figure in Bay City: 76.4% of homes are owner-occupied, higher than the national rate. Bay City is a metro area in MI with a population of 103,235.
Median household income is $60,523, below the US median of $78,538. About 9.5% of residents live below the federal poverty level, below the national 12.4%. Housing is relatively affordable, with a median home value of $135,100, with typical rent around $809.
21.4% of adults 25 and older hold a bachelor’s degree, below the national average of 35.0%.
The ownership rate anchors the housing story in Bay City, and tends to move with the age structure and home-value figures above.
Source: U.S. Census Bureau ACS, 2026.