Census ACS · #662 μSA
Coldwater Metro Area
The Coldwater, Mi Micropolitan Statistical Area has 44,914 residents. The median household income is $61,958 and the median home value is $147,500.
44,914
Population
89
People / sq mi
$61,958
Median Income
$147,500
Median Home Value
The Coldwater CBSA covers 506 sq mi of land at 88.7 people per square mile.
Race & Ethnicity
| White | 89.3% |
| Black or African American | 1.9% |
| Asian | 0.0% |
| Hispanic or Latino (any race) | 1.6% |
Economy & Income
$61,958
Median Household Income
$30,685
Per Capita Income
9.1%
Poverty Rate
3.0%
Unemployment
Housing
$147,500
Median Home Value
$900
Median Rent
77.5%
Homeownership
Education
88.6%
High School+
16.9%
Bachelor's+
Commute
0.2%
Drive Alone
5.0%
Work From Home
22.7 min
Avg Commute
22.2%
Foreign Born
Coldwater spans this state
Nearby metros
Largest cities in Michigan
Largest counties in Michigan
Part of Michigan
Other metros
Metro areas in Michigan
Metro rankings
Frequently Asked Questions
The Coldwater, Mi Micropolitan Statistical Area has a population of 44,914 according to Census ACS 5-Year estimates, making it the #662 largest CBSA in the US.
The median household income in the Coldwater metro area is $61,958, with a per capita income of $30,685.
The Coldwater, Mi CBSA spans the state of Michigan.
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More from Michigan
Data for the Coldwater, Mi CBSA (17740) from the American Community Survey 5-Year estimates. Core-Based Statistical Areas combine cities, suburbs, and surrounding counties tied together by commuting patterns.
Homeownership is the standout figure in Coldwater: 77.5% of homes are owner-occupied, higher than the national rate. With 44,914 residents, Coldwater is a metro area in MI.
Median household income is $61,958, below the US median of $78,538. The poverty rate is 9.1%, below the national 12.4%. Homes are comparatively cheap — a median value of $147,500, with typical rent around $900.
Fewer adults hold degrees here than in most comparable places — 16.9%, below the national 35.0%.
The ownership rate anchors the housing story in Coldwater, and tends to move with the age structure and home-value figures above.
Source: U.S. Census Bureau ACS, 2026.